Cossell Enterprises, Inc is there for sellers needing to do a short sale Bucklin, Kansas

Is it time to short sell your home?

Don't know what a short sale is? A short sale happens when the amount of the outstanding loans is greater than the value of the home. This situation is usually caused by home values in a market rapidly deflating.

For many homeowners, a short sale is preferential to foreclosure or bankruptcy when they can negotiate with the lender to forgive the difference.

What steps do I take in a short sale?

First, determine the true market value of your property. A good REALTOR®, like Cossell Enterprises, Inc, will be able to give you a realistic idea of what your home would possibly sell for based on a market analysis. Be careful of websites where a computer estimates your home's market value since they may not have complete information or know important things like neighborhood trends and current listings.

Bucklin homeowners who are upside down on their mortgage and need results fast can rely on the expertise of Cossell Enterprises, Inc to guide them through the short sale process. Contact me today for a free consultation.

Next, be sure to figure in your closing costs. My work in this area means I know to consider fees including title report, appraisal, escrow, property taxes, and agent commissions to calculate your final costs at the closing table.

Finally, get in touch with your lender and make them aware of the situation. They may even have a particular department that manages short sales. Ask about their exact process. Some lenders will be more inclined to work with you than others. They may be able to lessen the amount owed or make other arrangements. Your lender will have to give consent for the final sale.

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